A lot of the people who reach out to me found my number by searching “sell my house fast Chesterfield VA” after something in their life shifted: a parent passed, a marriage ended, a job moved, or a house simply got to be more than they could keep up with. I’m Joe. My family’s company, Richmond Property Buyers, buys property for cash throughout Chesterfield County. I earned my business degree at VCU and have worked in real estate since 2010. I purchase as-is, in any condition, with no commissions and no fees, and I can close in roughly seven days or wait until the date that works for you.
Chesterfield covers about 437 square miles between the James River to the north and the Appomattox River to the south, and it has no incorporated towns. That means whether you live in Bon Air, Brandermill, or Ettrick, the same county offices handle your taxes, your permits, and your court records. I’ll cover those details below, along with an honest look at when selling to me is a good idea and when it isn’t.
What happens after you search “sell my house fast Chesterfield VA”
It begins with a conversation. You call me at (804) 293-0208 or send a few details through the request form, and I ask what’s going on and what you need out of a sale. If the property looks like a match, I schedule a visit. You don’t have to paint, patch, haul anything away, or even tidy up.
After I’ve seen it, I put an offer in writing. You’re free to say no, ask questions, or sleep on it. If you say yes, the closing is handled by a title company or closing attorney, who pays off your mortgage and any liens out of the sale proceeds and sends the rest to you. With clear title that can wrap up in about a week. If you need to wait for a school year to end or for a new house to be ready, we simply set the date further out.
The how we buy houses page has a little more on each step.
What I see most often in Chesterfield
Back taxes. Chesterfield’s Treasurer collects real estate taxes in two installments, due June 5 and December 5. A 10% late payment penalty lands the day after the due date, and 10% annual interest starts accruing the following month. If taxes on a parcel are still delinquent on December 31 after the second anniversary of their due date, Virginia law generally allows the county to pursue a judicial sale, a process the county says can run from several months to around 18 months. The owner can stop it by paying everything owed before the sale. The Treasurer’s office offers payment plans, and that call is worth making first. If selling is the better answer, the overdue balance comes out of the proceeds at closing.
Estates. Wills for Chesterfield residents go through the Chesterfield Circuit Court, specifically the Clerk’s Probate Division on the first floor of the Courts Building at Iron Bridge Road (Route 10) and Courthouse Road. The Probate Division reviews your paperwork before setting an appointment, so gather the will, death certificate, and heir information early. After the court qualifies an executor or administrator, I can buy the house with the furniture and belongings still in it. An estate attorney should confirm the details for your family; I don’t give legal advice.
Foreclosure pressure. A notice from the lender doesn’t mean it’s too late. Selling before the sale date can clear the loan and preserve your equity. Start with my foreclosure options page, and talk to a housing counselor or attorney as well.
Divorce and separation. I can give both parties the same written number and wait for both signatures, which keeps things simple during a hard stretch.
Rentals that stopped paying off. From a single house in Meadowbrook to a multifamily property near the Route 1 corridor, I’ll buy with tenants in place and take over the landlord headaches.
Relocation. If you’ve already moved or are about to, I can close on a date that fits your move, so the house isn’t sitting empty while you pay for it from somewhere else.
Worn-out houses. Foundation cracks, old roofs, outdated wiring, a property that has picked up complaints to the county’s Community Enhancement department: none of it is a deal-breaker for me. If a notice has already arrived, tell me what it says so the offer accounts for it, and keep the county in the loop while we work toward closing.
A cash sale or a listing: an honest comparison
A listing with a capable agent usually brings the highest price for a house that’s updated and ready to show. If that describes yours and you’re not in a hurry, list it. I’d tell a friend the same thing.
The math changes when a house needs significant work, or when every month on the market costs you. While a property is listed, you keep paying the mortgage, taxes, insurance, and utilities, and you still face inspection requests and the chance that a buyer’s loan won’t close. Selling to me removes those variables: no repairs, no showings, no commissions or fees, and a closing date you choose. What you give up is the chance that the open market would have paid more.
If you’re unsure, get both numbers: ask an agent what the house would likely list for and what you’d net after repairs and costs, then set that next to my written offer.
My compare page breaks the differences down line by line.
Owner financing for the right situation
A cash payout isn’t the only way I can buy. For some owners, particularly those without a large mortgage, an owner-financed sale makes more sense: you carry the financing, and I pay you over time on terms we agree to in writing. It can mean steady income instead of one lump sum. It also has tax and legal implications, so involve your accountant and attorney. I’ll show you both versions side by side so you can pick.
Where I buy across Chesterfield County
- North and northwest: Bon Air, Meadowbrook, Bensley, Bellwood, and Rockwood, in the Richmond-numbered ZIP codes 23224, 23225, 23234, 23235, 23236, and 23237, where many addresses now read North Chesterfield
- West: Midlothian (23112, 23113, 23114), Brandermill and Woodlake around Swift Creek Reservoir, Moseley (23120), and Winterpock
- Center of the county: Chesterfield Court House and nearby neighborhoods (23832, 23838)
- South and east: Chester (23831, 23836), Enon, Matoaca, Ettrick (most of which uses a Petersburg 23803 address), and South Chesterfield addresses in 23834
That covers homes off Hull Street Road (US 360), Midlothian Turnpike (US 60), Iron Bridge Road, Jefferson Davis Highway, Route 288, the Powhite and Chippenham Parkways, and I-95 and I-295. I buy single-family homes, multifamily buildings, land, and commercial property. North of the James, I also buy in Henrico County and the City of Richmond.
Chesterfield County seller FAQ
My mail says North Chesterfield or South Chesterfield. Is my house actually in the county?
Very likely. Many county addresses that used to read Richmond or Colonial Heights were switched to North Chesterfield or South Chesterfield to reduce confusion over where taxes were owed. Most of Ettrick still uses a Petersburg address even though it isn’t part of that city. The county’s property records will confirm your parcel’s locality.
I’m behind on my Chesterfield real estate taxes. Can I still sell?
Yes. As long as the sale price covers it, the delinquent amount, including penalties and interest, is paid from the proceeds at closing. Before deciding, it’s worth asking the Treasurer’s office about a payment plan in case that solves the problem for you.
Does the county’s assessed value determine your offer?
No. The Real Estate Assessments office sets values for tax purposes, and the Treasurer bills from them. My offer is based on the property itself: its condition, the repairs it needs, and the local market.
Do you buy land, commercial buildings, or multifamily property in Chesterfield?
Yes, all three, along with single-family houses. Send the address and whatever details you have.
Do I need an agent or an attorney to sell to you?
Neither is required, but you’re welcome to have either one review the contract. I’d rather you feel comfortable than rushed.
Can I pick a closing date a couple of months from now?
Yes. About seven days is possible when title is clear, but the date is your call.
Get a no-obligation offer on your Chesterfield property
When you’re ready, tell me about the property on the cash offer page or call (804) 293-0208. I’ll ask a few questions, look at the house, and give you a written offer and an honest opinion about whether it beats your other choices.
Richmond Property Buyers · Richmond, VA 23235 · (804) 293-0208
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We buy houses in ANY CONDITION in Virginia. There are no commissions or fees and no obligation whatsoever. Start below by giving us a bit of information about your property or call (804) 293-0208...