If you need to sell your house fast in Richmond, VA, I can buy it as-is for cash. You don’t have to make repairs, hold showings, or pay an agent’s commission. I’m Joe, and Richmond Property Buyers is my family’s company. We’ve been buying houses in Richmond, Chesterfield, Henrico and nearby since 2010.
There are no fees, I pay the closing costs, and you pick the closing date. That can be about seven days out or later if you need more time. Call (804) 293-0208 or fill out the form. I’ll get back to you within three hours, and I can usually get you a written offer within 24 hours.
Who you’d be working with
Richmond Property Buyers is a family-owned, local company. I graduated from VCU’s business school, and real estate has been my full-time work since 2010. I’m a buyer, not an agent, so I don’t list your house. Buying as-is means dealing with the details that come with it, like liens, estates, tenants, code notices and foreclosure dates. I’d rather explain those plainly up front than have them surprise you at closing. You can read more on the our company page.
How “we buy houses Richmond VA” works with my company
There’s no cost or obligation to find out what I’d pay.
- Tell me about the property. Call (804) 293-0208 or fill out the short cash offer form with the address and a little about the house and your situation. I’ll get back to you within three hours.
- I take a look. We set a time for me to see the property as it is. You don’t need to clean, repair or stage anything.
- You get a written cash offer. Usually within 24 hours once I have what I need. Take your time with it. If it doesn’t work for you, that’s fine.
- You pick the closing date. If you accept, we close through a local real estate attorney. That can be about a week out, or later if you need time to move.
The how we buy houses page goes through each step in more detail.
What happens between saying yes and closing
Once we sign a purchase agreement, a local real estate attorney handles the closing. The first job is a title search to find everything attached to the property, such as mortgages, home equity lines, judgment liens, unpaid real estate taxes, and liens from contractors or owners’ associations. The attorney gets a payoff figure for each one, and those amounts are paid out of the sale price at closing. You sign the deed, the attorney records it, and the rest of the money comes to you.
Sometimes the search turns up something unexpected, like an old loan that was paid off but never released, or an heir nobody knew about. That doesn’t usually stop a sale. It can add time, and I’ll tell you what it means for your closing date.
A few things I want you to know before you sign anything:
- I’ll show you proof of funds if you ask. Check it by calling the bank at the number on its own website, not a number printed on the letter.
- The price can change after the walkthrough if a well, septic or lien problem shows up. Any change has to be agreed in writing by both of us.
- Sometimes I partner with or assign the contract to another local investor. You still close at the agreed price, and you’ll know who the buyer on the contract is.
If you want to check out any cash buyer, me included, here’s my list of questions to ask a cash home buyer.
Situations I can help with
These are the most common reasons people call me. Each link goes to more detail.
- Facing foreclosure. Federal mortgage servicing rules generally keep a lender from starting foreclosure until a loan is more than 120 days past due. In Virginia, most foreclosures go through a trustee, and for an owner-occupied home the notice of sale has to be mailed at least 60 days before the sale date (Va. Code § 55.1-321). That’s real time to look at a loan modification, a sale, or advice from an attorney or housing counselor. See avoiding foreclosure in Richmond.
- An inherited house or probate. Who has to sign the deed depends on the will and the estate, so start with the estate’s attorney. Once the right people can sign, I can buy the house as-is, belongings and all. More in how to sell an inherited house in Richmond.
- Divorce. A set price and a firm closing date can take one hard decision off the table. Read selling your home during a divorce in Richmond.
- Tired landlords and problem tenants. A sale doesn’t cancel a lease. I can buy with tenants in place, including tenants who are behind on rent. Under Virginia’s landlord-tenant law, whoever owns the property when a tenancy ends is responsible for returning the tenant’s security deposit (Va. Code § 55.1-1226), so we settle deposits at closing. See selling a house with tenants in Virginia.
- Relocating. If you’re moving for a job or family, I can close before you go or after you’ve moved. Read relocating and need to sell.
- Major repairs. Roof, foundation, water damage, old systems, open code violations, or a condemned house. I buy it as it stands, and the repairs become my job. See too many repairs and selling a condemned house.
Legal questions about foreclosure, estates or divorce belong with an attorney. I’m glad to work alongside yours.
What I buy
- Single-family homes, from move-in ready to needing a total rehab
- Multifamily properties, like duplexes and small apartment buildings, occupied or vacant
- Land, whether it’s a vacant city lot or acreage in the counties
- Commercial property, including buildings you’ve owned for years and no longer want to manage
Condition doesn’t matter. Clutter, old systems, code violations and deferred maintenance are all fine.
Local property photos
Photos taken by Joe Williams
Owner financing as an option
A single check at closing isn’t the only way to get paid. With owner financing, I buy the property and, instead of a bank loan, you carry the financing and I make payments to you on terms we agree to in writing. It can make sense if the house is paid off or close to it and you’d like steady income. There are tax and legal pieces, so run it by your accountant and attorney. My post on selling your Richmond house with owner financing explains how it works.
Where we buy
My office is in Richmond, and I buy throughout the city and the surrounding counties and cities:
- City of Richmond: every neighborhood inside the city line, north and south of the James
- Chesterfield County: the county bordering the city to the south
- Henrico County: from the West End to the East End
- Chester: in eastern Chesterfield near I-95
- Midlothian: along Midlothian Turnpike and Route 288
- Hanover County: north of Richmond
- Ashland: Hanover County’s only incorporated town
- Petersburg, Colonial Heights, and Hopewell: the Tri-Cities
- Prince George County: the county bordering Hopewell
If your property is somewhere nearby that isn’t on this list, call anyway.
Cash buyer or real estate agent? An honest comparison
A cash sale isn’t right for everyone. If your house is in good shape and you have time, listing with an agent will often get you more money, and I’ll tell you so. If speed, certainty or the condition of the house matters more, a cash offer is worth comparing. You give up some price, and in return you skip repairs, showings, commissions and waiting on a buyer’s loan.
See the side-by-side on my cash offer vs. listing comparison, or read the tradeoffs of selling directly vs. listing.
Frequently asked questions
Is there any cost or obligation to get an offer?
No. The offer is free, and you don’t have to accept it.
How do you decide what to offer?
After you tell me about the property and I walk through it, I make a written cash offer based on its condition, its location and the work it needs. I’ll show you how I got to the number.
Do I need to clean out the house or make repairs first?
No. I buy as-is. Take what you want and leave the rest.
How fast can you close?
About seven days is common when the title is clear, but I can’t promise it in every case. If you need more time, you pick a later date and the attorney schedules closing for then.
Do you pay commissions or charge fees?
No. You don’t pay commissions or fees, and I pay the closing costs as written in our contract.
Can I sell if I’m behind on payments or taxes?
Often, yes. Mortgage balances, back taxes and other liens are usually paid out of the sale price at closing, and the attorney handles those payoffs. Not every situation can close, and the sooner you call, the more options you tend to have.
What if I’m not sure I want to sell yet?
That’s fine. Request an offer and compare it with listing on my cash vs. listing page. Getting an offer doesn’t commit you to anything.
Are you a real estate agent?
No. I’m a local cash home buyer, not a listing agent, so your house never goes on the market. For more general answers, see the FAQ page.
Get your cash offer
Call (804) 293-0208 or fill out the form below. You can also use the cash offer page or contact me. There’s no cost and no obligation.
Richmond Property Buyers · Richmond, VA 23235 · (804) 293-0208
What Do You Have To Lose? Get Started Now...
We buy houses in ANY CONDITION in Virginia. There are no commissions or fees and no obligation whatsoever. Start below by giving us a bit of information about your property or call (804) 293-0208...